--- title: What is EasyMortgages? 🏠 description: Discover how EasyMortgages simplifies the home loan process, offering hassle-free applications and expert assistance to secure the best deals, all at no cost to you. image: https://properties.easyequities.co.za/hubfs/Feb25-mail15.jpg --- [![logo-1](https://properties.easyequities.co.za/hubfs/logo-1.png) ![EE-Property-Logo-1](https://properties.easyequities.co.za/hubfs/EE-Property-Logo-1.svg)](https://properties.easyequities.co.za)     - [Login](https://platform.easyproperties.co.za/account) # News - [property investing](https://properties.easyequities.co.za/news/tag/property-investing) - [Property Market](https://properties.easyequities.co.za/news/tag/property-market) - [Insights](https://properties.easyequities.co.za/news/tag/insights) - [Education](https://properties.easyequities.co.za/news/tag/education) ## What is EasyMortgages? 🏠 ![](https://properties.easyequities.co.za/hubfs/Feb25-mail15.jpg) 9 March 2025 / [property investing](https://properties.easyequities.co.za/news/tag/property-investing) Posted by: [ Ronald Maako ](https://properties.easyequities.co.za/news/author/ronald-maako) Whether it’s your first place, an upgrade, or an investment, getting a home loan can feel overwhelming...and stressful. [EasyMortgages](https://mortgages.easyequities.co.za/) makes it simple, stress-free, and did we mention it's completely free? **What is EasyMortgages?** We make the loan application process [easy and free](https://mortgages.easyequities.co.za/), so you can focus on what matters: your new property. **The Home Loan Struggles We Solve ** - **❌ "I don’t know where to start!"** Instead of applying to different banks one by one, you fill out one application, and we send it to SA’s top 7 banks. More options, better chances of approval, and the best deal for you! - **❌ "Interest rates are so high!" ** Just recently, one of our users secured a prime less 1.75% rate. On a R2 million bond, that’s over R550,000 saved in 20 years*! We don’t charge you anything. You get expert help without any extra fees! - **❌ "How do I compare offers? It’s all so confusing!" **We show you offers from different banks, so you can pick the best one - **❌ "Dealing with banks is frustrating!"** We handle the paperwork – No back-and-forth emails, no long phone calls. We streamline everything, so you don’t have to deal with banks directly. - **❌ "Is there a catch?"** Our service is 100% free. No commissions, no surprises - just the best home loan deal for you. **How It Works** 1. Apply once and we submit it to multiple banks. 2. Choose your best offer and get up to R5000 cashback* when your bond is registered. [![EasyMortgages How it Works](https://properties.easyequities.co.za/hs-fs/hubfs/image-png-Mar-10-2025-08-01-11-2430-AM.png?width=2672&height=1357&name=image-png-Mar-10-2025-08-01-11-2430-AM.png)](https://mortgages.easyequities.co.za/) Who is EasyMortgages For?  EasyMortgages is for anyone looking to buy, upgrade, or refinance a home, whether you're a first-time buyer figuring out the process, a growing family in need of more space, or a property investor. We also help self-employed professionals and entrepreneurs who may find mortgage approvals challenging, as well as homeowners looking to refinance for better rates or access equity. Even if you're downsizing for retirement or planning for the future, we make the home financing journey simple and hassle-free. ![Couple as a family](https://properties.easyequities.co.za/hs-fs/hubfs/Couple%20as%20a%20family.png?width=400&height=431&name=Couple%20as%20a%20family.png) **Next Step: Get Pre-Approved ** If you’re house-hunting, a pre-approval can help you: - Know what you can afford before you search. - Prove to sellers you’re a serious buyer. - Get an instant certificate. [![EasyMortgages](https://properties.easyequities.co.za/hs-fs/hubfs/image-png-Mar-10-2025-08-01-40-9248-AM.png?width=500&height=210&name=image-png-Mar-10-2025-08-01-40-9248-AM.png)](https://mortgages.easyequities.co.za/) To learn more, head on to EasyMortgages [here](https://mortgages.easyequities.co.za/). [*Ts & Cs apply](https://resources.easyequities.co.za/easyproperties/EasyMortgages_Terms%26Conditions.pdf?_ga=2.118496649.1058219916.1741589080-1926344105.1715149598) **Loan rates are not guaranteed and are based on your credit profile and the bank's credit processes.* [Back to News](https://properties.easyequities.co.za/news) ##### SEARCH ALL NEWS ##### SEARCH POSTS BY TOPIC - [property investing](https://properties.easyequities.co.za/news/tag/property-investing) - [Insights](https://properties.easyequities.co.za/news/tag/insights) - [Education](https://properties.easyequities.co.za/news/tag/education) - [Property Market](https://properties.easyequities.co.za/news/tag/property-market) - [Press](https://properties.easyequities.co.za/news/tag/press) - [Easy Community](https://properties.easyequities.co.za/news/tag/easy-community) - [webinar](https://properties.easyequities.co.za/news/tag/webinar) ##### Share - [Tweet](https://twitter.com/share) ![](https://properties.easyequities.co.za/hubfs/news-illustration@3x.svg) ### Keep up with the latest news on EasyProperties ![EE-Property-Logo-1](https://properties.easyequities.co.za/hubfs/EE-Property-Logo-1.svg) [![puplegroup-bg transparent](https://properties.easyequities.co.za/hs-fs/hubfs/puplegroup-bg%20transparent.png?width=253&name=puplegroup-bg%20transparent.png)](https://www.purplegroup.co.za) - [![Facebook](https://properties.easyequities.co.za/hubfs/1nvest/Facebook.png)](https://www.facebook.com/EasyPropertiesZA/) - [![Twitter](https://properties.easyequities.co.za/hubfs/1nvest/Twitter.png)](https://twitter.com/properties_easy) - [![youtube-logotype](https://properties.easyequities.co.za/hubfs/1nvest/youtube-logotype%20(1).png)](https://www.youtube.com/channel/UCz5SZOBJ2amiHNMkj5T1rcQ) [![EasyProperties logo 2023](https://properties.easyequities.co.za/hubfs/EasyProperties%202023/EasyProperties%20logo%202023.svg) ](https://properties.easyequities.co.za/) [![puplegroup-bg transparent](https://properties.easyequities.co.za/hubfs/Purple%20Group%20Logo.svg) ](https://www.purplegroup.co.za) [![Facebook](https://properties.easyequities.co.za/hubfs/1nvest/Facebook.png) ](https://www.facebook.com/EasyPropertiesZA/) [![Twitter](https://properties.easyequities.co.za/hubfs/1nvest/Twitter.png) ](https://twitter.com/properties_easy) [![youtube-logotype](https://properties.easyequities.co.za/hubfs/1nvest/youtube-logotype%20(1).png) ](https://www.youtube.com/channel/UCz5SZOBJ2amiHNMkj5T1rcQ) [![REGISTER HERE](https://no-cache.hubspot.com/cta/default/1690236/083c313b-de29-4dd8-a5a2-183c34a7f5ee.png)](https://cta-redirect.hubspot.com/cta/redirect/1690236/083c313b-de29-4dd8-a5a2-183c34a7f5ee) EasyProperties is a juristic representative of First World Trader (Pty) Ltd t/a EasyEquities which is an authorized Financial Services Provider (FSP number 22588). All trades on the EasyProperties platform are subject to the legal terms and conditions to which you agree to be bound. The EasyProperties platform enables users to invest in securities which includes whole shares and fractional share rights (FSRs). EasyProperties acts an agent for the issue of whole shares, where the investor is the registered owner of those shares, entitled to dividends, participation in corporate actions and all the economic benefits and risks associated with share ownership. In respect of FSRs, EasyEquities acts as principal to a contract for difference issued to the investor, where the investor will have a contractual claim against EasyEquities to the economic benefits and risks associated with share ownership (price movements and dividends) without having ownership rights in the underlying share. Fractional share rights (FSRs) which are issued through a contract for difference, are an over the counter derivative. Unlike whole shares, FSRs do not carry any voting rights. As the investor makes further investments in FSRs and ultimately ends up with a whole share, the contract for difference is closed out and ownership whole share is delivered to the investor. The availability of any share on the EasyProperties platform is based on various factors but is not an indication of value and does not mean that any share is an appropriate investment for you. The value of a share is not guaranteed. The value can go down as well as up due to variable market factors. An investor may not recoup the full amount invested. Past performance is not necessarily an indication of future performance. Examples and/or illustrations are not guaranteed and are provided for illustrative purposes only. - [TERMS & CONDITIONS](https://resources.easyequities.co.za/EasyProperties%20terms%20and%20conditions.pdf?_ga=2.180479586.438977710.1624523653-1438223146.1622461559) - [TERMS OF USE](https://resources.easyequities.co.za/EasyProperties%20website%20terms%20of%20use.pdf?_ga=2.214548946.438977710.1624523653-1438223146.1622461559) - [PRIVACY POLICY](https://resources.easyequities.co.za/EasyProperties%20privacy%20policy.pdf?_ga=2.142338551.438977710.1624523653-1438223146.1622461559) - [COMPLAINTS PROCESS](https://resources.easyequities.co.za/EasyProperties%20complaints%20policy.pdf?_ga=2.142338551.438977710.1624523653-1438223146.1622461559) - [FAIS DISCLOSURE](https://resources.easyequities.co.za/EasyProperties_EasyEquities%20FAIS%20disclosure.pdf?_ga=2.142338551.438977710.1624523653-1438223146.1622461559) - [ACCESS TO INFO MANUAL](https://resources.easyequities.co.za/EasyProperties%20access%20to%20information.pdf?_ga=2.142338551.438977710.1624523653-1438223146.1622461559) - [COST PROFILE](https://resources.easyequities.co.za/EasyProperties%20Cost%20Profile.pdf?_ga=2.141626999.438977710.1624523653-1438223146.1622461559) ![](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/954690624/?value=0&guid=ON&script=0)